Best Options for Funding Financial Emergencies

Financing emergencies happen to all of us at some point, and sometimes you may feel that no amount of planning could have prepared you for the financial burden. If your home needs emergency repairs, a beloved pet becomes ill, your car breaks down, or a family member requires a hospital visit, emergency financing may be the only way to get through the crisis. There are a few financing options available for such situations, but you’ll need to determine which one addresses your needs Read More...

Maintain Your Freelance Income During an Illness

Becoming a freelancer is rewarding, but the occupation presents a challenge as well for many people. Among the many tasks you perform, you need to deliver products or services, market your business, handle your invoices, and keep things running by yourself. Things get even more hairy when you come down with something a little more serious than the sniffles. In such situations, it’s crucial to nurse yourself back to health and utilize a strategic approach to keep your freelance business Read More...

The Importance of Investment Planning

Would you like to be more financially secure? Do you deserve to have the peace of mind that your decisions and investments are working to improve your financial future? One of the primary reasons we work for a living is to build a life for ourselves and our families with few limitations. The average person, however, knows very little about financial planning and how to make money work for you. Still, Ralph Seeger, a well-known investment professional and long-time member of Better Read More...

Using a Modified Swear Jar System to Achieve Savings Goals

Saving for short or long-term savings goals doesn’t require that you completely change your lifestyle. One way to steadily add to your savings is by using a modified swear jar system to add a certain amount to your savings every day. What is the Modified Swear Jar System? You may have heard of a “swear jar,” something used by parents to deter their children from saying curse words. Moms required their kids to pay a quarter (or more) if they were caught cursing and it was an Read More...

Overlooked Expenses for First Time Homebuyers

If you’re a first time homebuyer, you’ve likely just learned the shocking truth that that there are several thousands of dollars of additional expenses and hidden fees. You’ve done your research; you’ve talked with professionals who’ve advised you how to invest properly. Oh, you haven’t? Well, you should, because you’ll quickly find out about some often overlooked expenses that can surprise people their first time out. Remember, an educated homeowner Read More...

Three Great Tips for Living Below Your Means

You may not believe this, but financial freedom is not solely based on how much money you bring into the house every month. Financial freedom is about prioritizing your spending and learning how to manage your money better. This is known as living within or even below your means. We’ve compiled some great suggestions on how to live beneath your means in order to build more savings. No, you don’t have to move into a house the size of a postage stamp or give up every bit of Read More...

Have a Baby Without Going Broke

Most people assume having a baby will cost them their entire savings, and then some. Worse yet, if you believe the shameless advertising geared towards new parents, you’ll probably spend more than you need to in order to raise your child properly. Sensible parents only buy things that are absolutely essential for their new baby. Your baby adores you more than the $600 rocking chair from Pottery Barn, or the five giraffes at the foot of his crib. Stick with the essentials, and your baby Read More...

Improve Your Financial Outlook by Uncovering Money Drains

When you’ve reached the end of the month and all your bills are paid, do you often wonder where all your hard earned money went? Improving your financial outlook can be as easy as uncovering your money drains to make your money work better for you. The advantage of having additional funds for savings, repaying debts, or other important goals means that your money won’t seem to disappear into thin air. A little detective work is all you need to figure out where the money is being Read More...

7 Ways to Increase Your Savings

Do you cringe whenever someone mentions the word “savings?” Are you embarrassed that your savings account (if you have one at all, that is) is so paltry that it’s not even worth mentioning? Do you reach the end of each month wondering when you’re going to start really contributing to that 401K plan you’ve been meaning to match from your employer? Friends, the truth will set you free. You can increase your savings without cramping your lifestyle, even on a tight budget. And, you can Read More...

How to Choose Affordable Health Insurance Plans

Having reliable health insurance you can fall back on in times of illness or injury is vitally important. The biggest challenge many people face when it comes to health insurance is the cost. In some cases, businesses offer their employees and their families an affordable health insurance plan, but it isn’t a guarantee. Even if you have insurance from your workplace, you may feel compelled to purchase an insurance plan of your own, or you may be forced to if one isn’t provided by Read More...

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