Eliminate 10 Unnecessary Items to Save Money

The premise of this video may be a little “cute,” by the advice is solid, and can create significant savings for the average family. As mentioned in the video, all you need is a little self-discipline, sacrifice, and open-mindedness. Here’s a quick summary of how you can save money by eliminating 10 things you don’t need: Step 1: Stop buying unnecessary paper products Step 2: Give up bottled water Step 3: Buy less food Step 4: Get rid of your home phone if you have a Read More...

Early Mortgage Payoffs Mean More Financial Freedom

Mortgages are guaranteed monthly expenses for most of us, but we don’t have to wait 30 years – or even 15 years for that matter – to enjoy financial freedom without a mortgage to weighing us down! If you’re willing to put every effort into paying off your mortgage early, you can be mortgage-free in less than 10 years. The following sections discuss the benefits and disadvantages of paying off your mortgage early. Paying Early Has Its Benefits For most American Read More...

3 Strategies for Slashing Monthly Expenses

Wanting to save money on your monthly expenses is nothing to be ashamed of. In fact, the state of the economy will allow people to respect your frugal nature. Think of it this way – the more money you save on necessities, the more money you’ll have to spend on what really counts for you. Sure, you’ve considered coupons, riding your bike to work, or giving up indulgences you may be spending money on today, but with a somewhat unconventional approach, you could be saving a lot Read More...

5 Simple Ways to Make Money Online

By now you’ve obviously heard that the internet offers a number of legitimate opportunities to make money online. Unfortunately, it’s also a place where scammers and swindlers love to take advantage of real people. This bad reputation has discouraged many people from learning more about how to earn a part or full time income from home. If you’ve been searching for ways to supplement or replace your primary income, you might want to pay close attention to the following Read More...

Earn Personal Wealth by Being Smart, Not Wealthy

Some people think the only way to become wealthy is to be born or predisposed into it. Fortunately, this is far from the truth! Wealth comes to those who are smart in the ways they claim and create it for themselves. You don’t have to have a background in high finance to earn wealth. The key is to research carefully and put thought and creativity into your investments and opportunities. The solid financial decisions and sound investment options you choose provide a clear path to becoming Read More...

Tax Strategies for Small Businesses at Year End

People who own small businesses have many things to consider when planning their business taxes. There are choices to make regarding the timing of expenses and income that impact annual taxes this year and next. Because of these factors, it’s best to plan your annual taxes in advance. Planning and preparing taxes in advance saves you time and money. This allows for plenty of time to get the most out of your taxes each year. If you wait until the last moment, you’re more likely to Read More...

Money-Saving Tax Strategies at Year-End

At the end of the year, personal taxes are probably one of the last things on your mind. However, this is a perfect time for implementing money-saving tax strategies to maximize your yearly deductions and minimize your upcoming tax bill. Use these last minute strategies to save money on your taxes: 1. Delay some income One way to save money on your annual taxes is to minimizing your income. You do this by deferring some of your earned income until the following calendar year. Receiving this Read More...

Financial Plans for Keeping on Track at Year-End

At year’s end, many people think of parties as a means of celebrating accomplishments, blessings, and, hopefully, a healthy dose of good fortune. There are other important issues, though, that are worth considering with respect to your finances. Year-end is a good time to review your finances to identify what you need and what you might work on in the New Year. You can still save money or pay off some debt, even if you’re making the same amount you did last year. There are always ways to Read More...

How to Create and Use a Budget

Even if you’re living comfortably at the moment and the economy is good, it’s always a good idea to create and use a budget to manage your money. Budgeting – it’s a word that makes some people cringe. Some of us think that budgeting signals the end of carefree spending or fun in general, but nothing could be further from the truth. Even tight budgets allow room for having fun and a few extravagancies now and then. The key to budget planning is to be realistic about Read More...

Easing the Burden of One-Income Households

Most modern households rely on two incomes to support their families, but certain situations create a need for one parent or spouse to stay home, particularly when daycare costs start to match or exceed the salary of one parent. If you’re planning to become a stay-at home mom or dad anytime soon, use the following tips to ease the financial burden of becoming a one-income household: Can You Relocate? If you’re currently renting a place to live, you might consider relocation as a Read More...

Page 5 of 512345